Why the start of the year is the right time to review your Investments
The start of a new year is often when people pause, reset, and think about what’s ahead. From a financial perspective, it’s also one of the best times to step back and review whether your investment strategy is still working for you.
Here are a few key themes our advisers regularly discuss with clients at the beginning of the year:
Why January is a good time to review
A new year naturally brings change: new goals, new priorities, and sometimes new financial commitments. Reviewing your investments early allows you to check that your strategy still aligns with where you’re heading, rather than reacting later under pressure.
One thing everyone should review
One of the most important things to review is whether your investments still match your current situation. If your income, family circumstances, business interests, or timeframes have changed or are about to, your investment strategy may need to change too.
The biggest Investment mistake we see
A common mistake is relying on investment advice from family members or friends. While well-intentioned, their circumstances, risk tolerance, and goals are rarely the same as yours. What worked for someone else may not be appropriate for you.
A sign your strategy might no longer be right
If your financial situation has changed (or you know it’s about to) it’s time to speak with an adviser. Major life events, business changes, or shifts in income are strong signals that your strategy should be reviewed to ensure it still applies.
What we wish more people understood about long-term Investing
Long-term investing works best when decisions are made calmly and with support. Trying to navigate uncertainty alone, or reacting to market noise, often leads to unnecessary stress and poor outcomes. There is help available and using it can make all the difference.
Thinking about reviewing your investment strategy this year?
A short conversation with an adviser can provide clarity and confidence as you head into 2026.
