Blog

Could a reverse mortgage help fund your next move?
Learn when a reverse mortgage or home equity release option may help older NZ homeowners access funds, and when to be cautious. Serina Nicholson, HTL Group Mortgage Adviser explains.
14/07/2026 02:15 PM
5 business insurance risks that can be missed at renewal

Business insurance often renews each year, but businesses rarely stay the same.

You might buy another vehicle, take on a bigger job, add equipment, start using subcontractors, rent out part of a property, introduce new software or add another income stream.


At the time, these feel like normal busine...




07/07/2026 09:55 AM
A lot can change in six months. Does your financial setup still fit?
The middle of the year is a useful time to pause and check what still fits. From mortgage refixes and insurance renewals to KiwiSaver contributions, investments and business cover, a mid-year review can help identify what may need attention before the second half of the year gets underway.
16/06/2026 09:58 AM
Will NZ Super always be enough? Why KiwiSaver matters more than ever
Recent discussion around NZ Super is a reminder to review your KiwiSaver and take control of your retirement future with greater certainty.
25/05/2026 12:09 PM
The Cyber attack that happened closer to home than expected
A recent cyber breach involving a local business is a reminder that cyber attacks can happen to any organisation — even those with strong IT systems in place. Here’s what happened and why cyber insurance matters more than ever.
13/05/2026 10:17 AM
HTL Group expands into Cromwell to support growing Central Otago community
Now in Cromwell, HTL Group offers trusted local insurance, mortgage and financial advice across Central Otago. Book your free review today.
17/04/2026 10:56 AM
Turning a one-off payout into a long-term advantage: Make your Fonterra payout work harder for you!
Make the most of your Fonterra payout with smart debt, investment and mortgage strategies. Learn how to turn a one-off payment into long-term financial advantage.
09/04/2026 12:18 PM
What Investors need to know about refinancing in 2026
You may be closer to an investment property than you think. Learn how refinancing in 2026 could unlock new opportunities for investors.
26/03/2026 12:08 PM
There's now more choice in Rural Insurance. What does this mean for farmers in 2026?
Explore how increased competition in rural insurance is creating new opportunities for farmers in 2026. Learn why now is the time to review your cover.
19/03/2026 12:52 PM
New Construction Liability Rules in New Zealand and what they mean for builders and designers
New Zealand’s construction sector is moving to proportionate liability. Learn what the changes mean for builders, architects, engineers and your insurance cover.
26/02/2026 12:24 PM