027 388 8264
Karen Taylor
Financial Adviser FSP1011630
Karen Taylor is HTL's Rural Insurance Adviser, bringing nearly three decades of experience across financial services, property, lending, and sales. She combines practical financial expertise with a people-first approach and a deep understanding of managing risk in complex environments.
Education & Expertise
Karen has completed a New Zealand Certificate in Financial Services (Level 5) – General Insurance.
Her career spans banking in the UK, mortgage underwriting, advertising sales, and real estate in New Zealand. With six years’ experience underwriting mortgages in a highly regulated environment, Karen developed strong financial analysis skills and a detailed understanding of compliance and risk management.
Karen has also worked in real estate sales, guiding clients through high-value transactions and working alongside lawyers, lenders, and key stakeholders to ensure smooth outcomes. Her experience means she understands the financial pressures and risk considerations that rural business owners face.
Karen specialises in: Rural & agribusiness insurance; Farm and commercial risk protection; General insurance solutions; Client relationship management and advisory support
About Karen
Karen is passionate about building long-term relationships based on trust, transparency, and practical advice. She prides herself on listening carefully, understanding the bigger picture, and delivering solutions that genuinely meet her clients’ needs.
Living locally with her partner and his two boys, Karen enjoys making the most of the outdoors including biking, hiking, camping, and spending quality time together.
