Mortgage & Lending Advice
Whether you're looking at a mortgage, refinancing, personal lending, vehicle finance, business lending, commercial lending or asset finance, our qualified mortgage and lending broker can help you understand your options and find lending solutions that fit your goals.
Lending Advice
A lot can change over time. Your income, business, family situation, assets and goals may look different now than they did when you first arranged your mortgage or lending.
At The HTL Group, Serina works with clients to understand their situation, explore their options and find lending structures that fit what they’re trying to do.
That might be planning your next property move or investing, looking at home improvements, buying or upgrading a vehicle, funding business equipment, reviewing existing personal or business lending, or refinancing.
If you’re considering finance or wondering what may be possible, start with a conversation.
How Serina can help
Depending on your needs, situation and what you're trying to achieve, Serina can help with:
Why start with a lending adviser?
You don’t have to work it all out on your own or go straight down one pathway.
Serina can help you understand what may be possible, what information you may need, and how different lending options could fit with your wider situation.
Our approach is simple: no fluff, no pressure. Just practical guidance to help you make informed decisions.
Tailored Lending Solutions
There are countless mortgage and lending options out there – so which one is right for you?
Some clients are buying their first home or next, others are refinancing to get a better rate or structure. Serina also works with property investors, commercial and business owners, self-employed clients and people with more complex lending needs.
With access to a wide panel of lenders, from major banks to specialist providers, Serina can help you explore options that may suit your goals, whether that involves a mortgage, personal lending, vehicle finance, business lending, commercial lending or asset finance.
We’ll also help you structure your lending in a way that works for your lifestyle, whether that’s minimising repayments now or paying down your loan faster over time.
We work closely with our clients from application to approval and beyond, checking in regularly to make sure your loan is still working for you, and can assist with refixes, top-ups, reviews or restructuring when circumstances change.
Start with a conversation
If you're considering finance or wondering what may be possible, get in touch with Serina today.
Our Mortgage & Lending Broker
What Serina's client's say...
"Dealing with Serina was a great experience. Serina gave a very detailed explanation for each step required for purchasing our home.
Even though I did not think home ownership would be achievable, Serina went out of her way to assist us in making this goal become reality.
I would highly recommend Serina to anyone who is chasing their home ownership dreams."
First Home Buyer
What Serina's Client's Say...
"Serina has been fantastic to work with through the journey of purchasing our rental property. Our situation was not straight forward to get mortgage approval and she has made it so much easier to navigate. She is organised and prompt with communication and I would highly recommend her mortgage advice services.
Wanda, Property Investor
What Serina's Client's Say...
First Home Buyer
What Serina's Client's Say...
"Serina made our whole experience a lot less stressful, she was great at explaining what was going on and what the next steps were.
She kept us in the loop the whole process, which had a lot of other agencies involved, this certainly wasn't a straightforward loan process!
We would highly recommend Serina and wish her the best ."
Anonymous Client
What Serina's Client's Say...
"Serina has been such a lovely person to deal with. She is knowledgeable, down to earth and so easy to talk to. Always has a ready smile and friendly approach, and she takes the time to listen. Communication has been super prompt and on point. Thank you Serina."
Anonymous Client
What Serina's Client's Say...
"Serina did all the hard work taking all the hassle out of securing our mortgage, by being the middle man. She explained everything we didn't understand and always had a positive attitude even when we doubted the outcome. She had quick and effective communication to get things sorted. Couldn't have done it without her and would highly recommend her to others."
Anonymous Client
What Serina's Client's Say...
"As a first home buyer Serina was very patient and helpful right throughout our journey. Serina was very informative and communication was impeccable to make our house purchase dream come true."
First Home Buyer
What Serina's Client's Say...
"Absolutely amazing service! Serina made the entire house-buying process so much easier for us as first home buyers! She explained everything clearly, kept us updated, and went above and beyond to answer our questions super quickly and so we could understand it. Couldn’t recommend her highly enough 😊"
First Home Buyer
